Everyone said that the market is going to be bad this year, the New Year is early, and debts have to be paid earlier, but I never expected that even debt repayments would come so early!
Yesterday, the editor was walking on the road and found that clothes hangers had begun to be put up at the entrance of a store. There were almost a hundred down jackets hung on three rows of clothes hangers. There were several packaging boxes scattered on the ground. The lady boss was there. Clothes hung busily beside it.
“2 pieces for 100 yuan! 2 pieces for 100 yuan! One price for adults and children!”
Editor: Boss lady, are you selling clothes for debt collection?
Lady boss: Yes! I was so angry. This customer owed 210,000 yuan and still couldn’t pay it out. He gave me a bunch of down jackets to pay off the debt. The first batch of 400 pieces was bought!
Editor: Why did debt repayment come so early this year? In previous years, it was until the end of the year.
Lady Boss: We don’t have any orders with this customer this year. If we don’t ask for it earlier, if he pays it to someone else, I won’t be able to get it. But I didn’t expect that when I went to ask for it so early, I only got a bunch of clothes. Hey, I’m going to set up a stall to sell clothes tonight, and I have to get some money back!
Usually at the end of the year, there are not enough debt-recovery clothes on the street. Most of them are down jackets and cotton-padded clothes. However, it is indeed a bit early this year. After all, most debt collection in the market has just begun. , there is a certain process from debt collection to debt collection. It can be seen that when the textile and clothing market is relatively bleak this year, rather than doing more business, some companies will choose to collect debts first and get their own money back. It’s in your own hands that you feel most at ease.
Early debt collection is nothing more than “fear” of this year’s market situation
From the first half of the year Initially, due to factors such as overcapacity, falling raw material prices, and an unoptimistic foreign trade environment, the textile market has been tepid. Especially in July and August, there were very few large orders. Weaving manufacturers struggled to maintain production and sales, and gray fabric inventories once reached nearly A three-year high. In September and October, the market situation improved slightly, mainly four-way elastic, T400 and other autumn and winter fabrics, which led to a wave of goods sales by weaving manufacturers, but it did not last long. At present, orders have basically come to an end, and the market has gradually returned to calm.
For fabric merchants, On the one hand, debt collection is early because there is insufficient funds on hand, and they want to withdraw funds quickly and pay various costs and expenses at the end of the year; on the other hand, if fabric merchants and their clothing customers have no orders this year, they will settle accounts with them earlier. After all, this year The clothing industry is also in a recession, especially cotton-padded clothes and down jackets. After last year’s misjudgement of the cold winter forecast, inventories are high. In addition, this year’s clothing is “cold”, and clothing companies have insufficient funds. Whoever asks for it early will be able to get it early. Get your money back.
For weaving enterprises, this year is even more stressful. On one hand, there are falling raw materials, and on the other hand, the inventory of gray fabrics remains high. The combat effectiveness Inadequate enterprises are already devastated. After overcapacity, it is difficult to find a way out for conventional varieties. The price of gray fabrics continues to fall, and profit margins continue to be squeezed. At the end of the year, weaving companies are faced with reminders from raw material factories and the payment of workers’ wages. If they do not collect debts earlier, the capital chain Difficult to turn around.
In terms of payment methods, this year the payment methods have generally been extended. In previous years, the payment cycle in the market was basically 2-3 months, but this year it was basically delayed to half a year. Around the time, there are even cases of defaulting on accounts.
However, in the matter of “debt collection”, you don’t have to ask for it, and others will give it to you. What others give may not necessarily be what you want. If there are policies at the top, there will naturally be countermeasures at the bottom.
Not everyone is lucky enough to get their money back, otherwise there would not be low-priced down jackets all over the streets.
Boss A asked the customer to recover the money he owed at the end of the year, but the customer was really strapped for money and couldn’t come up with the money. The fabric had already been made into clothes, so the customer bought it as a ready-made hat. The difference in color from her body was considered a “fault point”, so she used a batch of down vests to pay boss A’s debt.
Boss B often takes orders from old customers. Generally, old customers only need to make a phone call and place an order without paying a deposit first. At the end of the year, Boss B wants to get the payment back, but the old customer has no money to pay, or I don’t want to give it, so I use some ready-made clothes or even a batch of cut fabrics to pay off the debt. The cut pieces of fabric are basically unsaleable, but if you don’t come back, it’s equivalent to not getting a penny.
Compared to boss B, the boss lady and boss A mentioned at the beginning seem to be luckier. They can still get back some money by selling the clothes they got back from debt repayment for at least thirty or fifty. No matter how small the legs are, they are still meat, but the cut pieces of fabric are just a pile of waste, waiting to be remade.
The end of the year is approaching, and a “debt collection wave” is about to set off in the market. Debt collection is a game that requires “thirty-six strategies” and emotional intelligence and IQ coexist. If you want to come back, you can celebrate the New Year happily; if you don’t come back, you can only meet and set up a street stall to sell clothes.
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